Milano Windows and Doors

Home Renovation Savings Program Ontario: The Complete Guide to Claiming Window Rebates in 2026

Ontario’s Home Renovation Savings Program (HRSP) pays $100 per eligible window or door rough opening when you install ENERGY STAR-certified windows. The program runs until November 2026, requires a minimum of 3 openings, and is delivered through the Save on Energy platform. No pre-retrofit energy audit is required for the windows-only stream — making it one of the most accessible rebates available to Ontario homeowners right now.

What Is the Home Renovation Savings Program?

The Home Renovation Savings Program (HRSP) is the major active energy efficiency incentive program available to Ontario homeowners in 2026. The program is supported by a 12-year provincial commitment of $10.9 billion under the brand of Save on Energy, which is a joint venture between the Ontario Government and the Independent Electricity System Operator (IESO).

In the case of homeowners who are replacing windows in Toronto and the GTA, the HRSP is the most applicable rebate program currently. Canada Greener Homes Grant No longer accepting new applications as of December 31, 2025, and the Enbridge Home Efficiency Rebate Plus (HER+) program is no longer accepting applications. The HRSP is open, funded and claims processing.

Program deadline: November 30, 2026. Before this date, work is to be done, and applications made.

Who Is Eligible for the Window Rebate?

Majority of the Ontario homeowners are eligible. The eligibility requirements are purposely wide to maximise the use of the program. Prior to reserving your window replacement, make sure that you have the following:

  • You own a residential property in Ontario (detached, semi-detached, townhouse, row house, or mobile home on a permanent foundation)
  • Your house is mostly warmed through a utility that leads to the Ontario grid, which is natural gas (Enbridge), electricity, oil, propane, or wood
  • The replacement windows are ENERGY STAR-certified
  • In the same project, a minimum of 3 window or door rough openings are being replaced
  • Installation is done by licensed, insured contractor
  • Work is completed before November 30, 2026

Owners of a condominium might also have other limitations by their condo board. Get in touch with your property manager to ensure eligibility before proceeding.

How Much Can You Claim? Rebate Amounts Explained

The rebate system is simple: $100 each qualified rough opening. A rough opening is a hole in your wall that is structural – one window or exterior door is one opening.

How Much Can You Claim? Rebate Amounts Explained

The rebate system is simple: $100 each qualified rough opening. A rough opening is a hole in your wall that is structural – one window or exterior door is one opening.

Upgrade Type Rebate Amount Condition
Windows & Doors (per rough opening) $100 Min. 3 openings; ENERGY STAR certified
Air Sealing $250 Bundled with windows
Attic / Wall Insulation Up to $7,700 Bundled pathway only
Heat Pump Up to $12,000 Bundled pathway only
Maximum Total (Bundled) $12,000 Single project, combined upgrades

The base rebate is $1,000 on a normal existing semi-detached home in Toronto, which is substituting 10 windows. Combined with air sealing and insulation upgrades in the same project, total rebates can be as high as $12,000 – a substantial saving on the overall project cost.

Pro Tip — Stack Your Rebates

Upgrade your insulation or air sealing replacement. The bundled pathway of the HRSP enables the simultaneous rebates on various upgrade categories. One application of 10-window replacement plus attic insulation and air sealing can result in $2,250+ in total rebates.

ENERGY STAR Window Requirements — What Qualifies?

Your replacement windows should be ENERGY STAR certified to be eligible to receive the Home Renovation Savings Program rebate. Replacement windows do not all match this criterion – this is an important step to take before you buy.

What ENERGY STAR means for windows in Ontario:

  • Windows should have a minimum U-factor and Solar Heat Gain Coefficient (SHGC) established by Natural Resources Canada
  • The window should be listed in the official ENERGY STAR Canada product list
  • Both double and triple panes are eligible – certification matters, not the number of panes
  • Qualifying units are typically low-E coated and filled with argon gas

Milano Windows and Doors provide all windows that are ENERGY STAR certified and Canadian made. Our team satisfies written qualifying product specifications prior to installation – eliminating the guesswork in your rebate filing.

How to Apply — Step-by-Step

Retrofit windows do not need a pre-retrofit EnerGuide energy audit to be used in the HRSP application process (as did the now-closed federal programs). This renders it quicker and less bureaucratic. Follow these steps:

  1. Obtain a written quote of a licensed window installer. Check that the quote mentions ENERGY STAR-certified products with model numbers.
  2. Complete the installation. Do not apply until work is done.
  3. Gather the documents: contractor invoice, evidence of ENERGY STAR certification (product number in the NRCan registry), and evidence of home ownership.
  4. Make your application at the Ontario Home Renovation Savings Program portal at saveONenergy.ca.
  5. Receive your rebate cheque. The average time taken to process most complete applications is 4-8 weeks.

Important: Don’t Start Work Without a Qualifying Quote

The HRSP does not require a pre-retrofit assessment for the windows pathway, but your application will be rejected if your invoice doesn’t list the ENERGY STAR product certification numbers. This should be asked of your installer at all times before they start work it cannot be added afterwards.

Toronto Homeowners: Stack the HRSP with the Home Energy Loan Program

If you own a property within the City of Toronto, you have access to a second financial tool: the Home Energy Loan Program (HELP). HELP is not a grant — it is a low-interest city-backed loan that finances energy retrofits, including window replacement.

  • Loan amounts: up to $125,000
  • Interest rate: 3.08%–4.67% (below market)
  • Repayment term: up to 20 years
  • Can be combined with HRSP rebates — reducing your net out-of-pocket cost further

In the city of Toronto, you are entitled to a second financial tool, the Home Energy Loan Program (HELP), in case you have a property. HELP is not a grant – it is a low-interest city-backed loan which funds energy retrofits such as replacing windows.

Why Replace Windows in 2026? The Case for Acting Now

In addition to the rebate, it is financially viable to replace windows prior to the November 2026 deadline because of a number of reasons:

  • Energy savings: ENERGY STAR triple-pane windows are capable of saving 15-25% in annual heating and cooling bills – $400-700/year of a home in GTA.
  • Home value: Window replacement provides 68-73% ROI at resale in Ontario (2025 Cost vs. Value Report)
  • Program continuity risk: Ontario rebates programs that had existed before had to be closed early due to lack of funds. The HRSP operates until November 2026 – however, apply by the time your project is finished.
  • Contractor availability: Spring and summer are the busiest periods to install. Reservation eliminates delays and gets up to date rates.

On each installation, Milano Windows and Doors takes care of the documentation and rebate instructions. We verify eligibility of products, issue compliant invoices, and guide you through the application – to ensure you claim all the dollars you are entitled to.

Ready to Claim Your Window Rebate?

Book a FREE in-home consultation with Milano Windows & Doors. We install 100% Canadian-made, ENERGY STAR-certified windows across Toronto and the GTA — and we handle every step of your HRSP rebate documentation.

Frequently Asked Questions — Home Renovation Savings Program Ontario Windows

Q: What is the Home Renovation Savings Program Ontario for windows?

In 2026, Ontario has an active window rebate program, known as the Home Renovation Savings Program (HRSP). When ENERGY STAR-certified products are installed professionally, it offers a payment of $100 per eligible window or door rough opening. At least 3 vacancies will have to be filled within the same project. The program continues up to November 30, 2026.

Through the Home Renovation Savings Program, Ontario homeowners are given $100 per window or door rough opening. A typical home that replaces 10 windows has a rebate of $1,000. Combined with insulation and air sealing, or heat pump upgrades, total rebates of one project can be up to $12,000.

No. EnerGuide energy audit of the windows pathway is not needed under the Home Renovation Savings Program. This is one of the main distinctions between the federal programs that have since been shut down. All you do is install it, grab your bill and ENERGY STAR product report and apply via the saveONenergy.ca portal.

Natural Resources Canada requires replacement windows to be ENERGY STAR certified. Both the double-pane and triple-pane designs may qualify – the certification is important, but not the number of panes. The ENERGY STAR product certification number ought to be given on the invoice by your installer. Milano Windows and Doors have all windows that are ENERGY STAR certified.

Yes. Bundling is designed within the HRSP. By replacing windows together with insulation, air sealing, or installing heat pumps in the same project, you can claim rebates in all eligible categories of upgrades, up to a total of 12,000. The HRSP is also available in combination with the Home Energy Loan Program (HELP) of the City of Toronto to finance the entire cost of the project at low-interest.

No. Canada Greener Homes Grant stopped receiving new applications on December 31, 2025. On October 1, 2025, The Greener Homes Loan also ceased accepting applications. The Enbridge Home Efficiency Rebate Plus (HER+) is no longer accepting new applicants. The leading rebate in use in 2026 by Ontario homeowners is the Home Renovation Savings Program.

The majority of full HRSP programs take 4 to 8 weeks to process. Lacking documentation is the most widespread cause of delays – in particular, the ENERGY STAR product certification number is often not provided in contractor invoices. Be sure this fact is verified with your installer prior to starting work to prevent processing delays.

Owners of condominiums may qualify, but replacement of windows in condos is usually regulated by the condo corporation. The windows are often listed as common parts, that is, the board, and not the owner in particular, is required to ratify and get the replacement started. Before seeking quotes, contact your property manager.

The HRSP is operational until November 30, 2026. This deadline must be met and applications should be submitted prior to this date. It is important to note that previous Ontario rebate programs have ended prematurely due to a lack of funds. You should install and apply immediately when your project is complete and not near the deadline.

Yes. Milano Windows and Doors is fully compliant and invoices include ENERGY STAR product certification numbers and our team takes you through with the application process at no extra cost. All windows we install are eligible to the HRSP and we verify this before we start the installation. Call us to get a free in-home consultation and rebate evaluation.

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