Looking to replace your windows this year? Many homeowners are still applying for rebate programs in Ontario that are closed – or simply not meeting important criteria that negate their eligibility. There are rebate programs in Ontario that are active in 2026, and many homeowners are still applying for rebates for programs that are closed, or they’re missing important rules that disqualify their applications.
It explains all the available rebates, how much they are worth, the rules you need to follow and the quickest route to getting your money back for all the active windows rebates in Ontario 2026.
What Window Rebates Are Available in Ontario in 2026?
Here is the quick answer most homeowners need:
| Program | Rebate | Status | Who Qualifies |
|---|---|---|---|
| Home Renovation Savings Program (HRSP) | $100 per window/door opening | Active until November 30, 2026 | Most Ontario homeowners |
| Canada Greener Homes Affordability Program (CGHAP) | No-cost retrofits | Ontario agreement not yet signed | Low-to-median income households |
| City of Toronto Home Energy Loan Program (HELP) | Low-interest financing | Active | Toronto property owners |
| Canada Greener Homes Grant | Closed | Ended December 31, 2025 | N/A |
| Greener Homes Loan | Closed | Ended October 1, 2025 | N/A |
| Home Efficiency Rebate Plus (HER+) | Closed | No longer accepting applicants | N/A |
Program 1 – Home Renovation Savings Program (HRSP): The Main Active Rebate
Homeowners in Ontario can expect the biggest window rebate for 2026 through the Home Renovation Savings Program (HRSP). It is being delivered in collaboration with Enbridge Gas and Save on Energy (IESO) with support from the Ontario Government, and as part of a 12-year, $10.9 billion provincial investment in energy efficiency, the largest in Canadian history.
The basic window rebate: $100 back for each eligible window and door rough opening.
How Much Can You Get Back?
The math is straightforward:
- Replace 10 windows → $1,000 rebate
- Replace 15 windows + 2 doors → $1,700 rebate
- Replace windows, and install insulation or air sealing → up to $12,000 total
No limit to the number of openings. The more you replace the more you get. But there must be at least 3 windows or 1 door – projects with less than that are not considered.
Who Qualifies for the HRSP Window Rebate?
You must have all of the following to be eligible:
- Own a home in Ontario that is detached, semi-detached, row house, townhome, duplex, triplex or low-rise building (up to 3 storeys and 6 units)
- Replace at least 3 windows, 1 door, or 3+ rough openings
- Install ENERGY STAR windows and doors – non-certified products will not qualify
- Install by a licensed contractor registered under the HRSP – not available for DIY installations
- You should not have paid your utility bill or property tax 60+ days late three times in the past 3 years.
The Two Paths — And Why Choosing the Wrong One Kills Your Rebate
Before you do anything, it is crucial to get this right. The HRSP consists of two different flow paths:
Path A – Bundled Multi-Upgrade Stream (Energy Assessment Required)
This is the route to the most significant rebates – up to $12,000. It requires:
- A pre-retrofit EnerGuide home energy assessment before work is started.
- Two or more eligible improvements (windows and air sealing, or windows and insulation)
- A post retrofit evaluation once the work is finished.
- Get a $600 rebate for both energy assessments.
Available rebates under this path include:
- Windows and Door: $100 per rough opening
- Air sealing: $250
- Major insulation: up to $7,700
- Heat pumps: up to $12,000
Path B – Standalone Single-Upgrade Stream (No Assessment Required)
A few one-off improvements, such as standalone insulation in the attic space, do not require an energy assessment for claim. Windows and doors are not allowed as a single upgrade in Path B, but must be sold as part of a bundle with a minimum of one other qualifying upgrade to be eligible for the window rebate.
Note: If you follow the bundled path, do not begin any work until your pre-retrofit EnerGuide assessment is completed. Early is the most common reason for rebate claims to be denied.
Step-by-Step: The Correct Order to Claim Your HRSP Window Rebate
- Schedule a free consultation with Milano Windows & Doors – we will let you know which rebate path would qualify your project and we will estimate your rebate
- Finish your pre-retrofit EnerGuide home energy assessment (required for the bundled stream prior to any work begins)
- Continue with licensed window and door installation – all products must be ENERGY STAR certified.
- Gather all paperwork – receipts, manufacturer model numbers, ENERGY STAR certification numbers, contractor invoices, and before and after photos
- Finalise energy assessment after retrofit
- Apply online via the official Home Renovation Savings Program website at saveONenergy.ca
- Get your Rebate – Most complete applications processed in 4-8 Weeks
Don’t wait: The HRSP is open until November 30, 2026, although competing rebate programs in Ontario have already been closed due to a lack of funding. Make your appointment in advance to avoid the rush during September and October.
Program 2 – Canada Greener Homes Affordability Program (CGHAP): Status Update for Ontario
The $800-million, five-year Canada Greener Homes Affordability Program (CGHAP) helps low-to-median income households receive free home retrofits, such as windows and doors. The program is a managed delivery, as opposed to a rebate, in which all costs are covered directly through the program.
Important Ontario Update (May 2026)
To date, Ontario has not officially entered into a provincial binding with the federal CGHAP. Manitoba is the first province to sign, with almost $30 million moving through Efficiency Manitoba. Other provinces will be added during 2026.
Ontarians in households earning low to medium income should keep an eye on the Ontario announcement from Natural Resources Canada (natural-resources.canada.ca). Once Ontario signs:
- Specific income thresholds for Ontario residents will be confirmed
- Insulation, air sealing, heat pumps, and windows and doors will be eligible retrofits
- Direct-install model: Program takes care of logistics, no initial costs to households
What to do now: If you are income eligible, register interest and keep an eye out for a provincial launch. For all homeowners in Ontario, the Home Renovation Savings Program continues to be the major on-going program.
Program 3 – City of Toronto Home Energy Loan Program (HELP)
Most homeowners in the GTA do not know about a second financial vehicle available to them that is not commonly used: the Home Energy Loan Program (HELP).
HELP is a low-interest City-supported loan, not a grant, for energy retrofits such as window replacement. It offers financing up front, before you receive your rebate cheque from the HRSP. The 2026 benefits include:
- Retrofit financing with below market interest rates
- Includes window and door replacement as upgrade coverage
- Can be combined with your HRSP rebate, which means you can save more money up-front, and get the rebate between 4-8 weeks later, which can be used to pay off your loan
In 2026, homeowners in Toronto considering a complete window replacement project will find the greatest dollar-value pairing of programs in the HRSP bundled stream and HELP.
Programs That Are Closed in 2026 – Stop Applying to These
Many Ontario homeowners are still looking for programs that are no longer available. For any rebate that was mentioned in an article published in or before 2024, check the validity before designing a project around it.
Closed Programs:
- Canada Greener Homes Grant – Closed Dec. 31, 2025. The amount previously offered for windows was up to $5,600. Previously submitted applications will not be accepted, but are still being processed.
- Canada Greener Homes Loan – Enclosed October 1, 2025
- Ended in 2026 – Home Efficiency Rebate Plus (HER+)
- Legacy Enbridge and Save on Energy Programs – These were merged and replaced by the current Home Renovation Savings Program. The HRSP is the current replacement program for any Enbridge rebate programs used in 2023 or 2024.
How to Stack Rebates for Maximum Savings in 2026
To maximize the rebate tier for the smartest financial move as Toronto homeowners in 2026, consider implementing various upgrades within a single project to benefit from the highest rebate level.
Best Stacking Strategy:
| Upgrade | Rebate |
|---|---|
| 10 windows (10 rough openings) | $1,000 |
| Air sealing | $250 |
| Major insulation upgrade | Up to $7,700 |
| EnerGuide assessment offset | $600 |
| Potential combined total | Up to $9,550+ |
Incorporate a heat pump into the same project, and rebates under the bundled HRSP path can be as high as $12,000.
Once Ontario has signed its CGHAP agreement, income eligible families could also receive a double-dip of financial support (double payments) by combining both programs.
Do Milano Windows Qualify for the 2026 Rebate Programs?
Yes. All of Milano’s windows are ENERGY STAR certified, which is the base eligibility criterion for the Home Renovation Savings Program.
Our windows are also constructed to the standards set by the Ontario Building Code and are only installed by our own licensed in-house team, not subcontractors, and meet the requirements of contractor licensing for all existing rebate programs.
How Milano Handles Your Rebate Documentation
HRSP window work is completed hundreds of times annually throughout Toronto and the GTA. We know what the program needs and what the claims are being denied for.
We help you:
- Identify the correct rebate route for your project (bundled or standalone)
- Determine the rebate value before you sign on the dotted line
- Check the product model against the list of models certified to ENERGY STAR
- Organize larger projects to achieve higher rebates
- Have all necessary documents ready for submittal (receipts, model numbers, ENERGY STAR certification numbers, and contractor documentation)
Unsent rebates are the most frequent cause of rebate application delays or denials. We take care not to miss anything.
Frequently Asked Questions
How much can I get back on window replacement in Ontario in 2026?
Through the Home Renovation Savings Program you can get $100 per qualifying rough opening. The $1,000 is refunded for a house that replaces 10 windows. With air sealing ($250) and insulation ($7,700), rebates can be up to $12,000 for a single project that is bundled. With Ontario’s provincial agreement, the CGHAP program may provide additional support, at no cost to low-to-median income households.
Do I need an energy assessment to claim the window rebate in Ontario?
Yes, in most cases, for windows in particular. Windows and doors are part of the same stream, the HRSP, and there is at least one other eligible upgrade for windows, as well as a pre-retrofit EnerGuide home energy assessment to be done before work is completed on the windows. This is a key difference from the now-closed federal Greener Homes Grant. Installation will not be accepted until the assessment is complete or the claim will be denied.
What is the minimum number of windows I need to replace to qualify?
To be eligible for the HRSP window rebate, at least 3 windows, 1 door, or an equivalent of 3+ rough openings must be replaced. You will receive $100 for every rough opening. No maximum.
Is the Canada Greener Homes Affordability Program available in Ontario yet?
As of May 2026, Ontario has not yet ratified its provincial agreement with the federal CGHAP. September 2025: Manitoba is the first province to sign. Ontarians should await a Natural Resources Canada announcement regarding Ontario homeowners. Until further notice, the main rebate for all Ontario homeowners is the Home Renovation Savings Program.
Can I claim a rebate if I use Milano Windows & Doors?
Yes. Both ENERGY STAR and installation by our licensed in-house team are necessary for the Home Renovation Savings Program and all Milano windows meet both criteria. We also deal with your documentation so that your application is complete and processed on time.
Can I do my own window installation and still claim the rebate?
No. The HRSP must be installed by a licensed contractor that is registered in the program. Installations that are done DIY are not eligible.
What happens if the HRSP runs out of funding before November 2026?
In the past, the Ontario rebate program, which had a published end date, was terminated before that date due to lack of funding. The HRSP has a large provincial budget, but there are no guarantees! The sooner the project is booked, the more certain you will be to get your rebate, particularly if you book before the September–October peak.